Mortgage Calculators

Our free mortgage calculators help you make informed decisions about home loans, refinancing, and affordability. Choose a calculator below to get started.

ULTRA

Online Mortgage Payment Calculator

Calculate monthly mortgage payments with taxes, insurance, and PMI. Get instant, accurate payment estimates for your home loan.

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ULTRA

Mortgage Payment Payoff Calculator

See how extra payments can save thousands in interest and pay off your mortgage years early. Calculate your payoff strategy.

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NEW

DTI Calculator

Calculate your debt-to-income ratio instantly and understand your mortgage qualification status. Get personalized advice to improve your DTI for better loan approval.

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Mortgage Calculator

Calculate your monthly mortgage payments based on loan amount, interest rate, and term. See a breakdown of principal, interest, taxes, and insurance.

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Affordability Calculator

Find out how much house you can afford based on your income, expenses, and down payment. Get a realistic picture of your home buying budget.

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Refinance Calculator

See if refinancing makes sense for you by comparing your current mortgage with new options. Calculate potential savings and break-even points.

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Amortization Calculator

View a complete amortization schedule showing principal and interest payments over time. See how extra payments can reduce your loan term and interest costs.

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PREMIUM

🏠 Reverse Mortgage Calculator 2025

Turn your home equity into cash! Get $200K+ with no monthly payments. See 30-year projections and interactive charts showing exactly how much you can access.

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Balloon Mortgage Calculator

Calculate balloon mortgage payments with lower monthly costs and flexible terms for short-term financing. Perfect for investors and those planning to sell or refinance before the balloon payment.

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Commercial Mortgage Calculator

Calculate commercial real estate financing with DSCR analysis and investment property loan terms. Analyze cash flow requirements and loan-to-value ratios for business properties.

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Why Use Our Mortgage Calculators?

Our mortgage calculators are designed to help you make informed decisions about your home loan. Here's why you should use them:

  • Accuracy: Our calculators use the same formulas that lenders use to determine your mortgage payments.
  • Transparency: See a detailed breakdown of your payments, including principal, interest, taxes, and insurance.
  • Flexibility: Adjust variables like loan amount, interest rate, and term to see how they affect your payments.
  • Visualization: View charts and graphs that help you understand your mortgage costs over time.
  • No Cost: All of our calculators are completely free to use, with no registration required.

Whether you're a first-time homebuyer, looking to refinance, or planning your next home purchase, our calculators can help you make the right financial decisions.