📈 FREE EXTRA PAYMENT CALCULATOR
Extra Payment Calculator - Pay Off Mortgage Early
See how much you save by making extra mortgage payments. Calculate your new payoff date and total interest savings.
Enter Your Information
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%
years
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Your Savings
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Enter your information and click "Calculate" to see how much you'll save.
Want Even Bigger Savings? Refinance to a Lower Rate!
Combine a lower interest rate with extra payments for MAXIMUM savings. See how much you could save by refinancing.
Compare Refinance Rates →✓ Lower rate + extra payments = Maximum savings ✓ Compare 5+ lenders
How Extra Payments Work
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1. Goes to Principal
Extra payments go directly to your loan principal, reducing the balance faster.
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2. Less Interest
Lower principal means less interest charged each month, compounding your savings.
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3. Earlier Payoff
You pay off your mortgage years earlier and save thousands in interest.