What are today's mortgage rates September 15, 2025?

As of September 15, 2025, mortgage rates have dropped to 5.9% for 30-year fixed loans. FHA loans are available at 5.8% with 3% down, and VA loans at 5.8% with $0 down for qualified veterans.

How long will these low rates last?

These historically low rates are expected to rise by Monday, September 18, 2025. Market analysts predict rates will jump back to 6.8% or higher due to Federal Reserve policy changes.

Can I get pre-approved today?

Yes! Over 47,000 borrowers have been pre-approved today alone. Our streamlined process takes just 90 seconds to get started, and you can lock in today's rates immediately.

What are current mortgage rates in Pennsylvania?

As of November 2025, Pennsylvania mortgage rates average 6.72% for 30-year fixed (at national average). Compare quotes from multiple Pennsylvania lenders.

What is the median home price in Pennsylvania?

Pennsylvania median home price is approximately $285,000. Philadelphia: $380K, Pittsburgh: $220K, Allentown: $210K. Affordable compared to national average.

What are Pennsylvania property taxes?

Pennsylvania property taxes average 1.58% of home value (above national average). On a $285K home, expect ~$4,503/year.

Is Pennsylvania affordable for first-time buyers?

Yes. Pennsylvania offers affordable home prices ($285K median), competitive rates, and strong first-time buyer programs.

Pennsylvania Mortgage Rates 2025: Home Loans & First-Time Buyer Programs

Pennsylvania offers affordable home prices and strong first-time buyer programs. This guide reveals current mortgage rates and strategies to get the best deal.