State Guide
Ohio Mortgage Rates 2025
⭐ Ohio
Mortgage Rates & Home Loans 2025
Ohio offers very affordable home prices and strong first-time buyer programs. This guide reveals current mortgage rates and strategies to get the best deal.
⚡ Quick Facts - Ohio 2025:
- Average 30-year rate: 6.70%
- Median home price: $245,000
- Property tax: ~1.56%
- Down payment assistance: 10+ programs
Current Mortgage Rates
Compare current rates from Ohio lenders. For first-time buyers, check our complete first-time buyer guide.
First-Time Buyer Programs
Learn more in our guide to asking the right lender questions.
OHFA First-Time Homebuyer Program
Down payment assistance up to 5% with favorable terms.
