State Guide

Ohio Mortgage Rates 2025

Emily Chen, Construction & Commercial Loans Expert
10 min readExpert
Construction LoansCommercial MortgagesInvestment Property Financing
⭐ Ohio
Mortgage Rates & Home Loans 2025

Ohio offers very affordable home prices and strong first-time buyer programs. This guide reveals current mortgage rates and strategies to get the best deal.

⚡ Quick Facts - Ohio 2025:

  • Average 30-year rate: 6.70%
  • Median home price: $245,000
  • Property tax: ~1.56%
  • Down payment assistance: 10+ programs

Current Mortgage Rates

Compare current rates from Ohio lenders. For first-time buyers, check our complete first-time buyer guide.

First-Time Buyer Programs

Learn more in our guide to asking the right lender questions.

OHFA First-Time Homebuyer Program

Down payment assistance up to 5% with favorable terms.

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