What are today's mortgage rates September 15, 2025?

As of September 15, 2025, mortgage rates have dropped to 5.9% for 30-year fixed loans. FHA loans are available at 5.8% with 3% down, and VA loans at 5.8% with $0 down for qualified veterans.

How long will these low rates last?

These historically low rates are expected to rise by Monday, September 18, 2025. Market analysts predict rates will jump back to 6.8% or higher due to Federal Reserve policy changes.

Can I get pre-approved today?

Yes! Over 47,000 borrowers have been pre-approved today alone. Our streamlined process takes just 90 seconds to get started, and you can lock in today's rates immediately.

What are current mortgage rates in North Carolina?

As of November 2025, North Carolina mortgage rates average 6.71% for 30-year fixed. Compare quotes from multiple North Carolina lenders.

What is the median home price in North Carolina?

North Carolina median home price is approximately $360,000. Charlotte: $420K, Raleigh: $400K, Greensboro: $280K.

What are North Carolina property taxes?

North Carolina property taxes average 0.84% of home value (below national average). On a $360K home, expect ~$3,024/year.

Is North Carolina affordable for first-time buyers?

Yes. North Carolina offers moderate home prices and low property taxes, making it attractive for first-time buyers.

North Carolina Mortgage Rates 2025: Home Loans & First-Time Buyer Programs

North Carolina offers moderate home prices, low property taxes, and strong first-time buyer programs. This guide reveals current mortgage rates and strategies to get the best deal.