Mortgage Rates Today: Live Tracker 2025
Updated daily: Current rates for 30-year, 15-year, FHA, VA loans
18 min readExpert
Mortgage RefinancingRate AnalysisMarket Trends
6.45%
30-Year Avg
5.75%
15-Year Avg
6.25%
FHA Avg
-0.80%
From Peak
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📊 Today's Mortgage Rates (Updated Daily)
| Loan Type | Today's Rate | APR | Change |
|---|---|---|---|
| 30-Year Fixed | 6.45% | 6.52% | ↓ 0.05% |
| 15-Year Fixed | 5.75% | 5.82% | ↓ 0.03% |
| FHA 30-Year | 6.25% | 6.35% | ↓ 0.02% |
| VA 30-Year | 6.15% | 6.22% | ↓ 0.04% |
| 5/1 ARM | 5.95% | 6.15% | ↑ 0.01% |
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📈 2025 Rate Trends
Down from Peak
Rates down 0.80% from 2023 peak of 7.25%. Lock now before next Fed decision!
Forecast 2025
Experts predict 6.0-6.5% range through 2025. Compare lenders for best rates!
Best Time to Lock
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