State Guide

Georgia Mortgage Rates 2025

Michael Thompson, Reverse Mortgage & Senior Specialist
Reverse MortgagesHECM LoansSenior Financing
🍑 Georgia
Mortgage Rates & Home Loans 2025

Georgia offers moderate home prices, low property taxes, and strong first-time buyer programs. This guide reveals current mortgage rates and strategies to get the best deal.

⚡ Quick Facts - Georgia 2025:

  • Average 30-year rate: 6.69%
  • Median home price: $380,000
  • Property tax: ~0.92% (below average)
  • Down payment assistance: 12+ programs

Current Mortgage Rates

Compare current rates from Georgia lenders. For first-time buyers, check our complete first-time buyer guide.

First-Time Buyer Programs

Learn more in our guide to asking the right lender questions.

DCA First-Time Homebuyer Program

Down payment assistance up to 5% with favorable terms.

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