The Ultimate First-Time Homebuyer Guide for 2025
Complete roadmap from pre-approval to closing. Real numbers, expert strategies, zero fluff.
Quick Answer: 2025 First-Time Buyer Roadmap
Buying your first home takes 3-6 months and requires $15K-$30K cash for down payment + closing on a $300K home.
- Step 1: Check credit (620+ conventional, 580+ FHA) and save 3-5% down.
- Step 2: Get pre-approved with 2-3 lenders—saves $50K+ over loan life.
- Step 3: House hunt with buyer's agent, make offer, close in 30-45 days.
Start by comparing first-time buyer programs from multiple lenders.
Step 1: Financial Preparation
Before browsing listings, get finances in order. This takes 6-12 months for most first-time buyers.
For the complete step-by-step guide with all details, calculations, and expert tips, visit our full article. This includes credit score requirements, down payment options, budget calculators, pre-approval process, loan comparisons, house hunting strategies, and closing timeline.
Shop 2-3 Lenders & Save $50K+
Getting quotes from multiple lenders saves $50,000+ over loan life. Even 0.25% = $15K+ on $300K loan.
Get Matched with 3 Top Lenders →Frequently Asked Questions
Ready to Start Your Homebuying Journey?
Get pre-approved with top lenders, compare rates, and find the best first-time buyer program for your situation.
Compare Top Lenders & Get Pre-Approved →✓ Free · ✓ No obligation · ✓ 2-3 minute form