Cash Out Refinance Calculator 2025
Free calculator: Calculate max cash-out with 80% LTV rule
17 min readExpert
Mortgage RefinancingRate AnalysisMarket Trends
80%
Max LTV
$50K
Avg Cash-Out
6.75%
Avg Rate
2-3
Weeks Process
💰 Calculate Your Cash-Out!
Cash-out refinance lenders offer up to 80% LTV! External: Investopedia Cash-Out Guide
Get Cash-Out Refinance Quote →✓ Up to 80% LTV ✓ Free quotes ✓ 300+ lenders ✓ 2-week close
🧮 Cash-Out Refinance Calculator
Your Cash-Out Analysis:
Available Cash (80% LTV)
$70,000
New Loan Amount
$300,000
New LTV
75.0%
Can Cash Out?
✓ Yes
Get personalized quotes to see your exact cash-out amount!
📐 80% LTV Rule Explained
Most lenders limit cash-out to 80% LTV (Loan-to-Value)
Example: $400K home × 80% = $320K max loan. Current loan $250K = $70K available cash-out.
Why 80%? Protects lender if home value drops. You keep 20% equity cushion.
Calculate your exact LTV with lenders!
🎯 Check Your Cash-Out Options
Compare 300+ lenders for best cash-out terms!
Compare Cash-Out Lenders →❓ FAQ
💰 Get Your Cash-Out Quote!
Compare 300+ lenders for best cash-out rates!
Get Cash-Out Refinance Quote →✓ Up to 80% LTV ✓ Free quotes ✓ 2-week close ✓ 300+ lenders