Best VA Lenders in Wisconsin 2026: Top 7 Ranked & Reviewed
RT
Richard Thompson
Wisconsin VA Loan Specialist | Veteran | 15+ Years Experience
January 22, 2026
Looking for the best VA lenders in Wisconsin? Wisconsin has 1,300+ VA-approved lenders, but only 7 consistently deliver the best rates, fastest approvals, and veteran-focused service for Wisconsin military families.
5.95%
Average VA Rate
$280,000
Median Home Price
0%
Down Payment
$766K
Max Loan Limit
🎖️ Top 7 VA Lenders in Wisconsin 2026
#1 BEST FOR VETERANS
Veterans United - Best Overall VA Lender Wisconsin
⭐ 4.9/5
3,200+ WI loans funded
Why #1:
- 🎖️ #1 VA lender in America (40% market share)
- 💰 Lowest VA rates: 5.85%-6.05% APR
- ⚡ Close in 30 days average
- 🏆 Veteran-owned & operated
- 📚 Free VA loan education + support
Best For:
First-time VA buyers in Wisconsin who want expert guidance
📊 Wisconsin VA Loan Limits 2026 by County
| County | Major City | 2026 VA Limit |
|---|---|---|
| Milwaukee | Milwaukee | $766,550 |
| Dane | Madison | $766,550 |
| Brown | Green Bay | $766,550 |
| Waukesha | Waukesha | $766,550 |
❓ FAQ: VA Loans Wisconsin 2026
What is the VA funding fee in Wisconsin?
Wisconsin VA Funding Fee (2026):
- First-time use: 2.15% of loan amount
- Subsequent use: 3.30% of loan amount
- Reserves/Guard: 2.40% first-time
Example: $280,000 loan
- Funding fee: $6,020 (2.15%)
- Can be financed into loan
WAIVED FOR: Veterans with 10%+ disability rating, Purple Heart recipients
Can I use a VA loan in Wisconsin winter?
YES! VA loans work year-round in Wisconsin.
Winter Homebuying Tips:
- Less competition (fewer buyers)
- Sellers more motivated
- Better negotiating power
- Home inspection crucial (check heating, insulation)
Timeline: Same as summer (30-35 days to close)