Best Jumbo Lenders in Connecticut 2026: Top 7 for $1M+ Homes
MW
Margaret Wilson
Connecticut Jumbo Loan Expert | 20+ Years Experience
January 22, 2026
Looking for the best jumbo lenders in Connecticut? Connecticut's luxury market is thriving, especially in Fairfield County. These 7 lenders offer the best rates and terms for $1M-$5M+ homes.
6.70%
Avg Jumbo Rate
$1.8M
Avg Jumbo Loan
15%
Min Down
$5M
Max Loan
🏆 Top 7 Jumbo Lenders Connecticut 2026
#1 BEST OVERALL
Chase Private Client - Best Jumbo Lender Connecticut
⭐ 4.7/5
1,900+ CT jumbo loans
Why #1:
- 💰 Best jumbo rates: 6.60%-6.80% APR
- 🏆 Up to $5M loans
- ⚡ 10% down minimum
- 📍 Strong in Fairfield County luxury market
- 🎯 Relationship banking perks
Best For:
High-net-worth Connecticut buyers purchasing $1M-$5M homes
📊 Connecticut Jumbo Loan Markets 2026
| Market | Median Luxury Home | Jumbo Threshold |
|---|---|---|
| Greenwich | $2.5M | $766,550+ |
| Stamford | $1.8M | $766,550+ |
| Hartford | $1.2M | $766,550+ |
| New Haven | $1.1M | $766,550+ |
❓ FAQ: Connecticut Jumbo Loans 2026
What is a jumbo loan in Connecticut?
A jumbo loan exceeds conforming loan limits:
- Connecticut 2026 limit: $766,550
- Jumbo loan: Any loan above $766,550
- Example: $1.5M home = $733,450 jumbo portion
How much down payment for jumbo loan in Connecticut?
Connecticut Jumbo Down Payment Requirements:
- Minimum: 10% ($180K on $1.8M)
- Recommended: 20% ($360K on $1.8M)
- Best rates: 25%+ down