Question 1

What are today's mortgage rates September 15, 2025?

Accepted Answer

As of September 15, 2025, mortgage rates have dropped to 5.9% for 30-year fixed loans. FHA loans are available at 5.8% with 3% down, and VA loans at 5.8% with $0 down for qualified veterans.

Question 2

How long will these low rates last?

Accepted Answer

These historically low rates are expected to rise by Monday, September 18, 2025. Market analysts predict rates will jump back to 6.8% or higher due to Federal Reserve policy changes.

Question 3

Can I get pre-approved today?

Accepted Answer

Yes! Over 47,000 borrowers have been pre-approved today alone. Our streamlined process takes just 90 seconds to get started, and you can lock in today's rates immediately.

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Mortgage Calculator with Taxes and Insurance (PITI) – Free 2025 Tool + Guide

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